Support HB 4505 / SB 208 — A Smart Solution for Our Housing Crisis
More and more Texas families, students, and essential workers are being priced out of homeownership. HB 4505 and SB 208 would create a statewide, revolving loan fund that helps nonprofit homebuilders like Habitat for Humanity build more affordable homes — faster, and without raising taxes.
💡 What This Bill Does
HB 4505 and SB 208 would establish a revolving loan fund — a fiscally sustainable program to help affordable homebuilders cover up-front construction costs. When homes are sold, the funds are repaid and used again to build more homes. This bill doesn’t just build homes — it builds careers.
Nonprofit builders will train the next generation of skilled workers using the only TEA-approved residential construction curriculum.
This is not a handout — it’s a smart investment in Texas families.
📈 Why It Matters
More starter homes for working families
No new taxes — smart use of public funds
Empowers nonprofits to build more homes, faster
Helps Texas employers keep their workforce local
👷♂️🛠️ Building Homes — and a Skilled Workforce
- A critical shortage of skilled construction labor is driving up costs and slowing down housing production across Texas.
- This bill addresses that by turning nonprofit homebuilders into training grounds for the next generation of builders.
- The program uses the Home Builders Institute (HBI) curriculum, the only TEA-approved residential construction curriculum, to provide real-world, hands-on training.
📣 Who Supports This Bill
- Nearly 90 Texas A&M students signed a petition in favor of this bill
- Families who want to build better futures through homeownership
- This bill is sponsored by Texas State Senators Royce West, Pete Flores, Borris Miles and House Representative Cecil Bell
- The following organizations: Habitat Texas, NeighborWorks, Texans for Reasonable Solutions, Texas Association of Builders, Texas Realtors, Texans for Housing, and Come Dream Come Build
- Want to add your name to the list? Sign our petition.
✅ How You Can Help
🗺️ Contact Your Legislator
If your representative sits on the committee hearing this bill, they need to hear from you today.
Use our tool to find your Texas House and Senate representatives:
👉 Find My Legislator
Send a letter to your state representative and state senator! We’ve created a letter as a quick and easy way to help this bill cross the finish line. Once you type in your address the form will find your legislators. Then you can read (and customize if you like) the letter of support to send to Austin!
Suggested comment you can copy & paste:
I support HB 4505/SB 208 because it creates a smart, fiscally responsible path to build more affordable homes across Texas. Families and essential workers are being priced out. This program will help nonprofits build more homes faster — without new taxes.